Can I Lease a Car with Bad Credit?

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A question our finance center at Bonham Chrysler Dodge Jeep Ram often gets is, “Can I lease a car with bad credit?” The great news for Bonham drivers is that you can certainly lease a new car with bad credit. Is it easier to lease a car with bad credit? Yes – it is typically easier to lease a new car with bad credit than to buy a new car. While leasing is a great option for customers with bad credit, there is still a credit check requirement. Regardless, drivers with bad credit from McKinney to Sherman can lease cars with ease from Bonham Chrysler Dodge Jeep Ram. Read on to learn more from our skilled finance team for those who are wondering, “Can you lease a car with bad credit?”

Is It Easier to Lease a Car With Bad Credit?

Can you lease a car with bad credit? Is it easier to lease a car with bad credit? Whether you’re leasing or buying, it is always easier to obtain a new vehicle with a good credit score. However, if you don’t have great credit, there are still options. For leasing, good credit means lower monthly payments and a smaller security deposit. Bad credit leads to the opposite: larger down payment and higher monthly payments. However, keep in mind that for Denison drivers with bad credit, leasing still costs less than buying in most cases, so it is a great option to explore.

Tips for Lower Lease Payments with Bad Credit

Even with bad credit, you can enjoy vehicle specials at Bonham Chrysler Dodge Jeep Ram. Customers from Sherman to Denison have found that the below tips improved their chances of saving money when leasing:

  • Find a car within your budget to lease. Contact us to find out exactly how low your monthly payments could be.
  • Check your credit score before you start the process of applying for a lease with our finance center. Once you know your credit score, you will have a better idea of your overall financial situation.
  • Make a larger down payment. If you prepay for the first couple months of your new vehicle lease, that can allow for better lease terms overall.
  • Bring several months of pay stubs as a way to prove your income. When you provide this, the experts at Bonham Chrysler Dodge Jeep Ram can better advise on what lease deal you qualify for based on your financial situation.

Lease a Car with Bonham Chrysler Dodge Jeep Ram!

Our Bonham finance experts are ready to help you drive off the Bonham Chrysler Dodge Jeep Ram lot in a reliable new vehicle. For more detailed information on vehicle financing, or if you’re curious about how to trade in your car, call us at 903-486-6727 to speak with one of our skilled staff members!

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